Commercial Insurance

Managing risks is fundamental to business operations. Insurance is one of the most common risk transfer mechanisms. Business assets can be lost or damaged by accidents, natural disasters or other unfortunate events. With a range of general and specialised insurance products, we aim to provide risk management solutions for businesses.

Insurance needs vary and the following classes of insurance are available for your consideration:

SME Business Plan

Employee Benefit

Protection of Business Assets

SME Business Plan

SME Business Plan

Protect your buildings, stocks in trade and other physical assets against accidental loss or damage caused by fire and lightning, explosion, riot and strike, Malicious damage, flood, Bursting or overflowing of water tanks, apparatus or pipes.

Employee Benefits

Work Injury Compensation

Protect your buildings, stocks in trade and other physical assets against accidental loss or damage caused by fire and lightning, explosion, riot and strike, Malicious damage, flood, Bursting or overflowing of water tanks, apparatus or pipes.

Group Personal Accident Insurance

Should your business operation be disrupted by a fire outbreak or happening of any of the insured peril, you will be compensated for loss of gross revenue, profit or other income. You will also be reimbursed for charges, that need to be incurred during this recovery period.

Protection of Business Assets

Machinery All Risks/Equipment All Risks

Cover your business machinery and equipment against accidental loss or damage.

For more information, kindly submit this form or contact Zahara at 96801406.

Fire Insurance

Protect your buildings, stocks in trade and other physical assets against accidental loss or damage caused by any one of the following perils:

Fire and lightning
Explosion
Riot and strike
Malicious damage
Aircraft
Bursting or overflowing of water tanks, apparatus or pipes
Impact by road vehicles
Earthquake, volcanic eruption, hurricane, cyclone, typhoon, windstorm
Flood
Smoke damage
Sprinkler Leakage

For more information, kindly submit this form or contact Zahara at 96801406.

Business Interruption Insurance

To be taken together with a Fire or All Risks policy, this insurance covers the same perils stated in the Fire or All Risks policy.

Should your business operation be disrupted by a fire outbreak or happening of any of the insured peril, you will be compensated for loss of gross revenue, profit or other income. You will also be reimbursed for the additional cost of working such as renting alternate premises, additional wages, and other charges, that need to be incurred during this recovery period.

For more information, kindly submit this form or contact Zahara at 96801406.

Burglary & Theft Insurance

Cover accidental loss or damage to your business physical assets caused by theft consequent upon actual violent entry or any attempted threat into and upon your business premises.

For more information, kindly submit this form or contact Zahara at 96801406.

Money Insurance

Cover accidental loss or damage to cash, currency notes, cheques, money order, and postage stamps while in your business premises or in transit.

For more information, kindly submit this form or contact Zahara at 96801406.

Marine Cargo Insurance

Cover your physical assets transported by ship, rail, air, or land under the Institute Cargo Clauses A, B or C. The scope of cover ranges from “All Risks” cover under Clause A to a cover for specified perils under Clause B and C.

For more information, kindly submit this form or contact Zahara at 96801406.

Fidelity Guarantee Insurance

Be reimbursed for direct pecuniary loss sustained by acts of fraud or dishonesty committed by your employees.

For more information, kindly submit this form or contact Zahara at 96801406.

Plate Glass Insurance

Recover the cost of replacement of broken glass of similar quality or the value of the glass situated at your business premises if it is accidentally broken.

For more information, kindly submit this form or contact Zahara at 96801406.

Public Liability Insurance

Cover your business legal liability against third party for bodily injury or damage to property arising from accidental negligent acts of your employees while engaging in business activities.

For more information, kindly submit this form or contact Zahara at 96801406.